In Boston, our subway system updated to electronic swipe cards several years ago. When I was in college, the fare was 85 cents which held unchanged for years. The Kingston Trio rightfully decried taxation, but griping about transit is never on my list of things to do. I still have many of the old tokens which are destined to become cufflinks at some point.
If Charlie, who was named after the old song Charlie and the MTA (I was required to not only memorize the lyrics, but be able to sing them as a child... true story) is the quintessential T rider, I think we might be in good shape. Notice his suit's beautifully pressed pants with hefty cuffs, two-button jacket, and button-down collar. For some reason, he has contrasting buttons on the collar, but no matter, he's still well put together. He also travels with a hat and apparently a positive attitude and a predisposition for favorably rating that which surrounds him.
Since our business districts are still very formal (especially the financial and legal sectors), it's no surprise Charlie is well dressed. When he goes casual, all may be lost. Stay well-dressed, Charlie.